Hawaii

Hawaii LifeSmarts online competition starts on October 21, 2025.

LifeSmarts, the Ultimate Consumer Challenge, is a FREE consumer education competition open to teens in grades
6-12. The competition tests students on their knowledge of

Personal Finance
Health and Safety
Environment
Technology
Consumer Rights and Responsibilities

Take a practice quiz and see if you’re ready for the ultimate consumer challenge. Gather your friends and form a team. Each team needs an adult sponsor or coach.

Students statewide are welcome to register a team from public, private, home, charter and alternative schools, as well as clubs and youth organizations. Schools/Clubs may enter multiple teams under one coach.

Varsity | High School Competition (grades 9-12) Online Competition
Registration opens August 1, 2024
Online Competition opens October 21, 2024
Online Competition closes December 6, 2024 (7pm HST)

Junior Varsity | Middle School Competition (grades 6-8) Online Competition
Registration opens August 1, 2024
Online Competition opens October 21, 2024
Online Competition closes December 6, 2024 (7pm HST)

Hawaii State Varsity Championship
Friday, February 21, 2025, Neal S. Blaisdell Center.
Top four (4) Varsity level school/teams will be invited to compete in the Hawaii State LifeSmarts Championship

LifeSmarts Varsity National Championship
Chicago, Illinois, April 24 – 27, 2025

LifeSmarts is run by the National Consumers League and brought to you by the Department of Commerce and Consumer Affairs, Business Registration and Insurance Division in partnership with the Hawaii Credit Union League.

Good Luck as you take the Ultimate Consumer Challenge.