We are excited to announce that Discover® is sponsoring our State LifeSmarts Championship and state champion team this year!

Welcome to another year of LifeSmarts where we say, “Learn it, Live it!”

We are excited to announce that Discover® is sponsoring the Delaware State LifeSmarts Championship this year, and will sponsor the Delaware State Varsity Champion team to attend the National LifeSmarts Championship in San Diego, April 18 – 21, 2024. Will it be you?

Welcome to LifeSmarts! Here you’ll learn about consumer issues that impact your everyday life – everything from managing your finances, making smart consumer choices, understanding technology, preparing for the workforce, staying healthy, and helping the environment – all with the goal of putting you in charge.

Coaches are invited to register (or log back in if you registered in the 2022-2023 season) and create new teams or update existing teams. Students may register and compete online. Coaches have access to many free lesson plans and other educational resources to help make LifeSmarts a great classroom activity. Click on the Resources tab to view them.

New(er) to LifeSmarts? Be sure to download our updated Coach’s Guide. (

Students, we hope that you’ll check out the resources you find here, test your knowledge with practice quizzes, use TeamSmarts and LifeSmarts U, and compete online.

Contact the LifeSmarts staff with any questions.

To join the state Varsity and JV competitions, please complete the following before the closing date for your specific grade division.

VARSITY DETAILS (Grades 9-12): Varsity Teams are made up of students in grades 9-12. All students are eligible to compete in LifeSmarts Varsity competitions including those in our partner organizations (4-H, BPA, FBLA, FCCLA, 4-H, SkillsUSA, etc.). The State champion Varsity team earns the opportunity to compete in the National LifeSmarts Championship in San Diego, CA, April 18 – 21, 2024.

BPA, FBLA, FCCLA, and SkillsUSA Chapters have their own special LifeSmarts competitions but are also eligible to compete in our state varsity level competition. 4-H teams compete as Varsity or Junior Varsity teams and also have a special 4-H summer challenge. Students are eligible to be on one state varsity team and also on two other organization teams. Team coaches should download the specific group instructions from the Coaches Page.

Teams should study as much as possible then complete the online competition quizzes between October 16, 2023 and February 15, 2024.

Varsity competition opens November 15, 2023
Varsity closes February 15, 2024.
The State Varsity LifeSmarts Championship will be February 25, 2024.
National LifeSmarts Championship: April 18 – 21, 2024, San Diego, CA

JV Details and Dates: Junior Varsity Competition is open November 15, 2023 – April 5, 2024. The top-scoring Junior Varsity team in our state will receive an invitation to compete in the NEW virtual National LifeSmarts Junior Varsity Championship May 9-10, 2024.

Junior Varsity competition opens November 15, 2023
Junior Varsity competition closes April 5, 2024
Virtual National LifeSmarts Junior Varsity Championship – May, 9-10, 2024, for the state winning JV team

Steps for Coaches
Step 1: Coaches should register as a coach ASAP so that we can communicate next steps with you. Competition officially opens yearly on August 1. Teams can be created or updated after that date.
Step 2: Students register or log back in and take the pre-test as soon as possible (20 multiple-choice questions) – required before you can access step 5
Step 3: Coaches create teams, or update teams to be certain students are on the appropriate team (Teams are 4-5 students and you must select a team captain)
Step 4: Study, study, study using practice quizzes, the resources section and any other resources you have accessible. Monthly TeamSmarts competitions are also a great option.
Step 5: Opening October 16th: Students must take the five individual topic quizzes (20 multiple-choice questions each topic) – required before you can access step 6.
Step 6: Students must complete the final Capstone quiz (20 multiple-choice questions) prior to the closing date for your specific grade division.

Good luck! Please contact me ( with any questions! Additional information is also available here:

Thanks to our state sponsors:
Competition Dates
Contact Your Coordinator
  • George Horn
  • Delaware State LifeSmarts Coordinator
  • Send Mail     Phone: 302-528-8336