North Dakota

Congratulations to all the teams who participated in the State Championship Competition! Pictured above is the 2024 State Champion team from North Dakota! (Litchville-Marion)

Welcome to North Dakota LifeSmarts Competition!

The LifeSmarts program gives students the opportunity to learn consumer information that they can use now and for the rest of their lives. “Learn it. Live it.” Educating teens for the real world!

LifeSmarts, the Ultimate Consumer Challenge, is a FREE consumer education competition open to teens in grades 6-12. The competition tests students on their knowledge of:
– Personal Finance
– Health and Safety
– Environment
– Technology and Workforce Preparation
– Consumer Rights and Responsibilities

Educators: Please give your students the opportunity to enhance their consumer knowledge that they can use now and in the future.

Students: Take a practice quiz and see if you’re ready for the ultimate consumer challenge. Talk with your friends and form a team. Each team needs an adult sponsor or coach.

Schools may enter more than one coach and coaches may enter more than one team, but only two teams from a school may qualify for the state competition.

High School (grades 9-12)

Online Qualifying Competition
October 1 – January 22, 2025

State Competition

Scores will be tabulated and the highest scoring teams will be invited to the State Competition, which will be held at:

North Dakota Army National Guard RJ Bohn Armory in Bismarck on February 12, 2025.
The winning team at the State Competition will represent North Dakota at the National Competition in Chicago, Illinois!

Middle School Competition (grades 6-8) Online Competition only – TBD

If  there is interest, students in grades 6-8 will compete only online. The State winners will be announced online after the competition closes.
The first place state winning Junior Varsity team will be invited to compete in the NEW Virtual Junior Varsity National LifeSmarts Championship. Details will be provided to the winning team.

LifeSmarts is run by the National Consumers League and brought to you by the North Dakota Department of Financial Institutions.
Call Megan Sauer, Katie Richard, or Heidi LaBree, North Dakota LifeSmarts Coordinators at (701) 328-9933, for more information.

Good luck as you take the Ultimate Consumer Challenge!