testspring2015finance

Creditworthiness is related to:

Bundling monthly bills like insurance policies or telecom services may help you save money on your:

During a job interview, you should:

In the business world, unions represent:

On average, which of these jobs pays the least in the US?

An asset purchased with the goal of providing additional income from the asset itself is called:

You have three to six months’ worth of living expenses in a safe, liquid account. This is your:

What is the standard overtime rate of pay?

This type of post-secondary funding does not need to be repaid:

When speaking of employee benefits, ESOP refers to:

Which of the following is an advantage to using credit?

Which of these is a required employee benefit?

These investment vehicles are best described as certificates of debt:

A child from birth to age 18 may receive monthly payments based on disability or blindness through this Social Security program:

If your application for a home mortgage loan is rejected, the lender must tell you why:

Big fees, penalties for paying off a loan early, and inflated interest rates could be signs of:

How can you pay federal income taxes?

Originally called the “Hope credit,” the American Opportunity Tax Credit can help defray the costs of:

The most common type of Credit Reporting Agency is:

Social Security taxes withheld from wages are called:

Barring special circumstances, how often can you request a free copy of your credit report from a credit reporting agency?

The formal legal document that outlines the agreements made in real estate negotiations is a:

If you are not able to file your federal individual income tax return by the due date, you may be able to get an automatic 6-month:

The Consumer Financial Protection Bureau loan estimate disclosure form does NOT include the following:

Behavioral economics is most likely to study the choices people make based on:

You have decided to sell back your shares in a mutual fund. The fund must send you payment within:

Which of the following is NOT a common suggestion to investors?

Which of the following would be unadvisable when interviewing?

You wrote a check to cover rent this month and the check bounced. In addition to the fees the bank imposes, your landlord can charge you this fee:

What is an insurance deductible?

The Fair Labor Standards Act establishes:

The remaining unpaid balance on a loan is known as the:

You have lost your Social Security card and applied for a duplicate card. This new card will have:

If you have a disability, your employer must:

An automotive parts store sells the same motor oil for $4.00 per quart and $4.00 per liter.  Which motor oil is a better value?

The Americans with Disabilities Act:

Talking about retirement, what does IRA stand for?

Workers aged 16 and 17 may:

Consumer Reports says that in the first three years you own your new car, it will lose this much in value due to depreciation:

Who can take out a revolving credit line?

According to the FDIC, what percentage of American households do not have a bank account of any type?

When extending credit to a customer, a financial institution that issues credit cards is most likely offering:

In a scientific experiment, a child is asked if they want one marshmallow now or two marshmallows in five minutes. This experiment is an example of what concept?

Tires may lose air naturally over time, so it is important to check your tire pressure at least:

Wage theft happens to:

The “S” in the acronym SMART stands for what characteristic of a smart goal?

Which of the following sayings describes the concept of diversification?

This type of check is issued by a bank or credit union, and funds are moved out of your account immediately when you request the check:

Employee benefits generally cost the employer an amount equal to:

Checking several alternatives to find the best product at the best price is:

The average American pays this percentage of his or her income in taxes:

Personal income taxes are usually filed on or before:

Estimate: in August 2017, what percentage of the general American population was employed?

Bonds issued by the Federal government may be:

An interest rate that doesn’t change is called:

Which of the following sectors has the lowest average hourly wage?

You own stock in a company that is making money. What do you receive from the company?

It is legal for a 16-year-old to get a job doing which of the following:

Which of the following is a type of income?

You may write checks with which of the following accounts: