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Coaches FAQ

about us

I registered last year. Do I need to register again?

No. Since the 2013-14 program year, registrations have carried over for both coaches and students. If you cannot remember your password, click on “log in” and use the “Lost your password” feature to re-set it. If you cannot remember your username, contact LifeSmarts staff. If your email (or other information) has changed, login and click on “Profile” to update your information.

What is LifeSmarts?

LifeSmarts is a competitive program and educational tool available for students in 6th-12th grade that teaches the consumer literacy skills needed to succeed in today’s marketplace. LifeSmarts covers: Personal Finance, Consumer Rights & Responsibilities, Technology, Health & Safety and the Environment. The LifeSmarts program follows the standard academic year with competition running from September to April.

Student teams, with the support and guidance of an adult coach, begin competition online. The highest-scoring online teams are invited to an in-person live state competition, and teams that win their state competitions are invited to attend the national LifeSmarts championship, where the ultimate champion is crowned.

Who operates LifeSmarts?

LifeSmarts is operated by the National Consumers League, the nation’s oldest consumer and worker advocacy organization, headquartered in Washington, DC.

Click here for more information on NCL.

 

Who sponsors LifeSmarts?

Financial support for LifeSmarts comes from community-minded businesses, labor unions, government agencies, associations, and individuals.

Click here to see our sponsors. You can also support LifeSmarts through the National Consumers League donation page.

What does LifeSmarts teach teens?

LifeSmarts gives teens the knowledge to enter the real world as smart adult consumers.

In addition to the important information and knowledge that participants gain, students also develop teamwork, self-esteem, verbal communication skills, and leadership abilities in a fun and exciting competition format. LifeSmarts provides teens with a good understanding of their consumer rights and responsibilities.

Is LifeSmarts available in my state?

Yes! LifeSmarts is available to teens in every state through the online competition. For more information about your state’s program, or to connect with your state’s coordinator, visit your State Program page.

When are competitions held?

Visit the State Competitions page for details. The online competition generally takes place from mid-September through mid-February. In-person state competitions are held from November through mid-March. The National Championship is held in April.

Who can participate?

LifeSmarts is free and open to all teens in 6th-12th grade, and is available throughout the United States, the District of Columbia, U.S. territories and American military bases abroad. The participation of special needs students, students with disabilities, exchange students, alternative schools, work study groups, home school groups, clubs and community organizations is encouraged and welcomed.

What does it cost to participate?

There is no registration fee to participate at any level of the LifeSmarts program, and all of our educational resources are provided free of charge.

Teams advancing to in-person competitions may be required to cover personal expenses such as meals, lodging, or transportation. Please ask your state coordinator for more information.

How can I get involved?

Check out our Get Involved tab to see how your skills can improve the LifeSmarts program!

There are several ways you can get started:

coaches

I don’t want my players taking competition quizzes until a certain date. Can coaches set their own start date?

Yes. Coaches have the ability to set a different start date for their players, provided it is after the date set by the state coordinator. Check your state’s page for the specific testing window open to players in your state.

To set a later start date for your teams, go to the “Profile” tab of the Coach’s Corner. At the bottom of the profile is a box marked “Coach Competition Start Date”

Where can I find the Capstone Quiz?

The Capstone quiz can be found in the “My Quizzes” section of the Player’s Corner. Since it is a post-test it is only available once the player has completed all five Category Quizzes.

If the Capstone Quiz does not appear in the “My Quizzes” area once the Category Quizzes are complete, the player should refresh the page; if it does not appear after 20 minutes, the player should log out and log back in.

If the Capstone Quiz still does not appear, contact support for assistance.

What is the Capstone Quiz?

The Capstone quiz is LifeSmarts’ online post-test. Players must complete the Capstone Quiz before online competition closes in order to be eligible for in-person competitions.

The Capstone quiz consists of 20 multiple-choice questions randomly selected from the five categories. The scores from each Category Quiz and the Capstone Quiz (six quizzes in total) are combined to determine a player’s final score.

How do I select the team captain?
1. To select your captain, login, then click on the coach section, and “my teams page.”
2. Next to the team you want, click “inspect/edit.”
3. Scroll down, click on “Team Players”.
4. Under “Actions” you’ll see “TC.” Click on the button of the student you wish to be your Team Captain.
How do players register?

Players go to the LifeSmarts homepage and click the “Register” tab. Follow the steps to register.

How do I delete a team member?

A coach can easily delete a team member:

  1. Log in
  2. Go to My Teams
  3. Click “inspect/edit”
  4. Click on “Team Players” and a list of students will appear
  5. Click “remove player” for the student record you wish to delete
How do I delete a team?

Coaches may not delete teams. If you wish to delete (or rename) a team, please contact LifeSmarts staff who can do this for you.

Where can coaches find players’ scores?

Coaches can see student and team scores:

  1. Login
  2. Click on the “Coaches” tab
  3. Click the “Competitions” tab
  4. Click on “Competition Quizzes” to see practice scores and competition scores for each student

Coaches can also see players’ scores in other events as well, click the corresponding tab (i.e. “TeamSmarts”, “FBLA/FCCLA Challenge”, or “Practice Quiz Scores”).

Where can I find more information on LifeSmarts U?

LifeSmarts U information can be found here, under the “Resources” tab on the home page or by clicking on the “LifeSmarts U” button in the Base Camp.

Where can I find the lesson plans and teaching materials, such as the “Question of the Day” calendars?

Materials are found under the “Resources” tab on the home page.

Where are the official quizzes located that affect our team and individual scores?

After the start date for your state (default date of September 14, unless it was changed by your state coordinator or your coach) students will find the quizzes under the “Competitions” tab of the Player’s Corner. Coaches do not see competition quizzes, but they can track student scores.

I would like to be a coach and start my own team, how do I begin that process?

Great! Prospective coaches should go to the LifeSmarts homepage and click the “Register” tab. Follow the steps to register.

Next, set up your teams and have students begin registering.

I forgot my password/username, how do I recover that information?

If you cannot remember your password, click on “log in” and use the “Lost your password” feature to re-set it. If you cannot remember your username, contact LifeSmarts staff. If your email (or other information) has changed, login and click on “Profile” to update your information.

I registered last year. Do I need to register again?

No. Since the 2013-14 program year, registrations have carried over for both coaches and students. If you cannot remember your password, click on “log in” and use the “Lost your password” feature to re-set it. If you cannot remember your username, contact LifeSmarts staff. If your email (or other information) has changed, login and click on “Profile” to update your information.

What does it cost to participate?

There is no registration fee to participate at any level of the LifeSmarts program, and all of our educational resources are provided free of charge.

Teams advancing to in-person competitions may be required to cover personal expenses such as meals, lodging, or transportation. Please ask your state coordinator for more information.

How many students make up a team?

This depends on the type of team you wish to create:

FBLA teams: exactly 2 (1 captain + 1 player)

FCCLA teams: exactly 5 (1 captain + 4 players)

Varsity and JV teams: at least 4 (1 captain + at least 3 more players), but there is no maximum number of players. For in-person Varsity and JV competitions, teams are made up of 4 students and are allowed 1 alternate player.

I participated in LifeSmarts last year. Do I have to register again this year?

No. Your registration information is still on file. You can access your account with the same username and password as you did last year.

What are the rules?

LifeSmarts competition rules can be found in the LifeSmarts Coach’s Guide.

How are scores calculated?
In the online game, players receive a score for each 20-question competition quiz they complete. Each student must complete all five category quizzes plus the capstone quiz to achieve a cumulative score. To qualify for your state competition, your team must have one of the highest composite scores. If you have at least four players who complete all quizzes, and you are a top-scoring team within your state, you will be eligible to create a team to compete at an in-person competition.
How are composite scores determined?

Composite scores are determined by averaging the top four players’ scores.

My team has many students who qualified for the in-person state competition. Which students can compete?

Coaches with many players competing on one online team may choose from among all qualifying students to form the 4- or 5-person team that will compete live.

Can a player compete on multiple teams?

A player may compete on one Varsity or JV team, plus one FBLA and one FCCLA team.

Can a coach have multiple teams?

Coaches may sign up as many online teams as they wish. However, state coordinators may limit the number of teams that can advance per coach or per school.

Remember: if you sign up just four players as a team, all four players must complete each level of the competition in order to have a chance to compete at the next level.

How do I check my team’s status?

Log in to the Coach’s Corner.

Is there any advance information available about LifeSmarts Nationals?

Please check here for current information.

What is LifeSmarts U?

LifeSmarts U is the LifeSmarts virtual classroom. For students it is like study hall, and coaches use it to find complete lessons and group study materials.

More informaton is available here.

What is TeamSmarts?

TeamSmarts is a 100-question test, used as a team study tool with various competitions throughout the year.

More information about TeamSmarts is available here.

getting started

I don’t want my players taking competition quizzes until a certain date. Can coaches set their own start date?

Yes. Coaches have the ability to set a different start date for their players, provided it is after the date set by the state coordinator. Check your state’s page for the specific testing window open to players in your state.

To set a later start date for your teams, go to the “Profile” tab of the Coach’s Corner. At the bottom of the profile is a box marked “Coach Competition Start Date”

How do I select the team captain?
1. To select your captain, login, then click on the coach section, and “my teams page.”
2. Next to the team you want, click “inspect/edit.”
3. Scroll down, click on “Team Players”.
4. Under “Actions” you’ll see “TC.” Click on the button of the student you wish to be your Team Captain.
How do players register?

Players go to the LifeSmarts homepage and click the “Register” tab. Follow the steps to register.

How do I register?

Rather watch our video? Click here to learn how to register as a coach, register as a student, or select a captain for your team.

Everyone registers using the same “register” button in the top right-hand corner of the site. Register once, and in all subsequent visits choose the login button instead. Usernames and passwords carry over from year to year.

When you register you will let us know if you are a coach or a student player. You will create your own username and password which you will use to login on future visits, provide contact and demographics information, complete a “captcha” and click, “Register with LifeSmarts.”

Use the login button to get to your coach or student page.

Where can coaches find players’ scores?

Coaches can see student and team scores:

  1. Login
  2. Click on the “Coaches” tab
  3. Click the “Competitions” tab
  4. Click on “Competition Quizzes” to see practice scores and competition scores for each student

Coaches can also see players’ scores in other events as well, click the corresponding tab (i.e. “TeamSmarts”, “FBLA/FCCLA Challenge”, or “Practice Quiz Scores”).

Where can I find more information on LifeSmarts U?

LifeSmarts U information can be found here, under the “Resources” tab on the home page or by clicking on the “LifeSmarts U” button in the Base Camp.

Where can I find the lesson plans and teaching materials, such as the “Question of the Day” calendars?

Materials are found under the “Resources” tab on the home page.

Where are the official quizzes located that affect our team and individual scores?

After the start date for your state (default date of September 14, unless it was changed by your state coordinator or your coach) students will find the quizzes under the “Competitions” tab of the Player’s Corner. Coaches do not see competition quizzes, but they can track student scores.

I would like to be a coach and start my own team, how do I begin that process?

Great! Prospective coaches should go to the LifeSmarts homepage and click the “Register” tab. Follow the steps to register.

Next, set up your teams and have students begin registering.

I registered last year. Do I need to register again?

No. Since the 2013-14 program year, registrations have carried over for both coaches and students. If you cannot remember your password, click on “log in” and use the “Lost your password” feature to re-set it. If you cannot remember your username, contact LifeSmarts staff. If your email (or other information) has changed, login and click on “Profile” to update your information.

What happened to the FBLA-NLC teams from last year?

They’re still here, only the name has changed: the old FBLA-NLC teams are now called just “FBLA”. The “old FBLA” (not NLC) teams were a special type of Varsity team, and this year we’ve streamlined them with the other Varsity teams.

There are two things the new “FBLA” teams can do: participate in the monthly FBLA TeamSmarts quizzes, and qualify for the FBLA National Leadership Conference in the summer.

“Varsity” teams are open to everyone, including FBLA chapters. Varsity players qualify through online quizzes before advancing to state competitions, which lead to the National LifeSmarts Championship in April.

Players may compete on both FBLA and Varsity teams.

What does it cost to participate?

There is no registration fee to participate at any level of the LifeSmarts program, and all of our educational resources are provided free of charge.

Teams advancing to in-person competitions may be required to cover personal expenses such as meals, lodging, or transportation. Please ask your state coordinator for more information.

What is TeamSmarts?

TeamSmarts is a 100-question test, used as a team study tool with various competitions throughout the year.

More information about TeamSmarts is available here.

JV

2016-17 Junior Varsity Champions

District of Columbia: UPO POWER, Coach Kenny Carroll

Georgia: Gwinett County 4-H, Coach Jean Martin

Illinois: LaMoille High School, Coach Carol Darveau

Kansas: Trailridge Junior High School, Coach Cassie Shonfelt

Maryland: Immaculate Conception School, Coach Suzanne Mann

Minnesota: Willow River High School, Coach Melissa Johnson

Missouri: Blair Oaks Middle School, Coach Cynthia Sullivan

North Carolina: Union Academy, Coach Kim Kirk

North Dakota: Hettinger High School, Coach Ronda Schauer

Virginia: Henrico County 4-H, Coach Kathleen Cantwell

Wisconsin: Gilman Middle School, Coach Bonnie Lang

2015-16 Junior Varsity Champions

Georgia: Gwinett County 4-H, Coach Jean Martin

Illinois: LaMoille High School, Coach Carol Darveau

Kansas: Westridge Middle School, Coach Benita Holder

Missouri: Blair Oaks Middle School, Coach Cynthia Sullivan

North Dakota: Hettinger High School, Coach Ronda Schauer

Tennessee: Chester County Junior High School, Coach Rebecca Seratt

Virginia: Henrico County 4-H, Coach Kathleen Cantwell

2014-15 Junior Varsity Champions

Georgia: Houston County 4-H, Coach Kellie Day

Illinois: LaMoille High School, Coach Carol Darveau

Kansas: Iola Middle School, Coach Jean Johns

Missouri: Blair Oaks Middle School, Coach Cynthia Sullivan

Virginia: Henrico County 4-H, Coach Kathleen Cantwell

2013-14 Junior Varsity Champions

California: BGCELA, Coach Walter Castillo

Georgia: Gwinnett White, Coach Pamela Bloch

Illinois: LaMoille, Coach Carol Darveau

Kansas: Pretty Prairie ELP, Coach Vickie Galloway

Kentucky: 8th Grade Girls, Coach Beth Dillingham

Louisiana: Acadiana 3, Coach Stephanie Bennett

Missouri: JV Wildcats, Coach Bonnie Baker

North Dakota: BCN Bison 2, Coach Tracy Heinze

Tennessee: Trousdale Co., Coach Sara Gray

Virginia: GCHS Eagles, Coach Courtney Moseley

LifeSmarts

How do players register?

Players go to the LifeSmarts homepage and click the “Register” tab. Follow the steps to register.

How do I delete a team member?

A coach can easily delete a team member:

  1. Log in
  2. Go to My Teams
  3. Click “inspect/edit”
  4. Click on “Team Players” and a list of students will appear
  5. Click “remove player” for the student record you wish to delete
How do I delete a team?

Coaches may not delete teams. If you wish to delete (or rename) a team, please contact LifeSmarts staff who can do this for you.

Where can coaches find players’ scores?

Coaches can see student and team scores:

  1. Login
  2. Click on the “Coaches” tab
  3. Click the “Competitions” tab
  4. Click on “Competition Quizzes” to see practice scores and competition scores for each student

Coaches can also see players’ scores in other events as well, click the corresponding tab (i.e. “TeamSmarts”, “FBLA/FCCLA Challenge”, or “Practice Quiz Scores”).

Where can I find more information on LifeSmarts U?

LifeSmarts U information can be found here, under the “Resources” tab on the home page or by clicking on the “LifeSmarts U” button in the Base Camp.

Where can I find the lesson plans and teaching materials, such as the “Question of the Day” calendars?

Materials are found under the “Resources” tab on the home page.

Where are the official quizzes located that affect our team and individual scores?

After the start date for your state (default date of September 14, unless it was changed by your state coordinator or your coach) students will find the quizzes under the “Competitions” tab of the Player’s Corner. Coaches do not see competition quizzes, but they can track student scores.

I would like to be a coach and start my own team, how do I begin that process?

Great! Prospective coaches should go to the LifeSmarts homepage and click the “Register” tab. Follow the steps to register.

Next, set up your teams and have students begin registering.

I forgot my password/username, how do I recover that information?

If you cannot remember your password, click on “log in” and use the “Lost your password” feature to re-set it. If you cannot remember your username, contact LifeSmarts staff. If your email (or other information) has changed, login and click on “Profile” to update your information.

I registered last year. Do I need to register again?

No. Since the 2013-14 program year, registrations have carried over for both coaches and students. If you cannot remember your password, click on “log in” and use the “Lost your password” feature to re-set it. If you cannot remember your username, contact LifeSmarts staff. If your email (or other information) has changed, login and click on “Profile” to update your information.

What happened to the FBLA-NLC teams from last year?

They’re still here, only the name has changed: the old FBLA-NLC teams are now called just “FBLA”. The “old FBLA” (not NLC) teams were a special type of Varsity team, and this year we’ve streamlined them with the other Varsity teams.

There are two things the new “FBLA” teams can do: participate in the monthly FBLA TeamSmarts quizzes, and qualify for the FBLA National Leadership Conference in the summer.

“Varsity” teams are open to everyone, including FBLA chapters. Varsity players qualify through online quizzes before advancing to state competitions, which lead to the National LifeSmarts Championship in April.

Players may compete on both FBLA and Varsity teams.

How many students make up a team?

This depends on the type of team you wish to create:

FBLA teams: exactly 2 (1 captain + 1 player)

FCCLA teams: exactly 5 (1 captain + 4 players)

Varsity and JV teams: at least 4 (1 captain + at least 3 more players), but there is no maximum number of players. For in-person Varsity and JV competitions, teams are made up of 4 students and are allowed 1 alternate player.

Do I have to complete all rounds of the competition at one time?

No. After completing each quiz, you will have the option to review your answers and immediately begin the next quiz, or save it and complete it later. You must complete all 5 category quizzes and the Capstone quiz before the closing deadline to be eligible to compete in person.

Is LifeSmarts available in my state?

LifeSmarts is available to teens in every US state through the online competition. Check out your state program for competition information (go here for a clickable map of all states) or to connect with your state’s LifeSmarts State Coordinator, or view your state competition schedule. If your state does not hold an in-person state competition, the top-scoring team online will be invited to represent your state at the National LifeSmarts Championship.

My state does not have a coordinator. May I still compete online?

Yes. All teams that complete the online qualification quizzes before the deadline will be invited to take a special TeamSmarts test in February. The team with the highest score will be invited to represent your state at the National Championship.

How many rounds are there in the online competition?

In addition to the pre-test, there are 6 rounds to the online competition: Environment, Personal Finance, Health & Safety, Consumer Rights, Technology, followed by the Capstone quiz. Each quiz has 20 questions.

What is TeamSmarts?

TeamSmarts is a 100-question test, used as a team study tool with various competitions throughout the year.

More information about TeamSmarts is available here.

nationals

I’m an alumni interested in coming to Nationals. Am I allowed to volunteer?

Of course! Everyone is welcome at LifeSmarts, especially our alumni. We’d love for you to stay in touch with us and join our LinkedIn group as well.

Anyone is welcome attend as a spectator at the National LifeSmarts Championship, no registration is required. The National Consumers League assumes no liability for spectators attending the competition. Spectators may only attend events open to the public. If a spectator wishes to attend a catered luncheon, he or she must register and purchase a meal ticket (based upon availability).

In addition to spectating, alumni are welcome to volunteer. Former participants well-versed in the rules of the game make excellent officials. Those wishing to volunteer must register online and specify the times they are available. Volunteers are welcome to join us for group meals on the days they are volunteering (no ticket required). All volunteers are informed of their assignments in late March.

We are unable provide financial assistance to participants traveling to Nationals. Attendees are responsible for covering all costs, including transportation and accommodations. The National Consumers League assumes no liability for those attending the competition.

Just like every player competing at Nationals, all attendees under the age of 18 must be chaperoned and must submit a release form signed by his/her parent or legal guardian.

Offline events

When are competitions held?

Visit the State Competitions page for details. The online competition generally takes place from mid-September through mid-February. In-person state competitions are held from November through mid-March. The National Championship is held in April.

My state does not have a coordinator. May I still compete online?

Yes. All teams that complete the online qualification quizzes before the deadline will be invited to take a special TeamSmarts test in February. The team with the highest score will be invited to represent your state at the National Championship.

Is there any advance information available about LifeSmarts Nationals?

The National Consumers League hosts the annual LifeSmarts National Championship in a major city each spring. Please check here for current information.

My team has many students who qualified for the in-person state competition. Which students can compete?

Coaches with many players competing on one online team may choose from among all qualifying students to form the 4- or 5-person team that will compete live.

Online competition

I don’t want my players taking competition quizzes until a certain date. Can coaches set their own start date?

Yes. Coaches have the ability to set a different start date for their players, provided it is after the date set by the state coordinator. Check your state’s page for the specific testing window open to players in your state.

To set a later start date for your teams, go to the “Profile” tab of the Coach’s Corner. At the bottom of the profile is a box marked “Coach Competition Start Date”

Where can I find the Capstone Quiz?

The Capstone quiz can be found in the “My Quizzes” section of the Player’s Corner. Since it is a post-test it is only available once the player has completed all five Category Quizzes.

If the Capstone Quiz does not appear in the “My Quizzes” area once the Category Quizzes are complete, the player should refresh the page; if it does not appear after 20 minutes, the player should log out and log back in.

If the Capstone Quiz still does not appear, contact support for assistance.

What is the Capstone Quiz?

The Capstone quiz is LifeSmarts’ online post-test. Players must complete the Capstone Quiz before online competition closes in order to be eligible for in-person competitions.

The Capstone quiz consists of 20 multiple-choice questions randomly selected from the five categories. The scores from each Category Quiz and the Capstone Quiz (six quizzes in total) are combined to determine a player’s final score.

How do I select the team captain?
1. To select your captain, login, then click on the coach section, and “my teams page.”
2. Next to the team you want, click “inspect/edit.”
3. Scroll down, click on “Team Players”.
4. Under “Actions” you’ll see “TC.” Click on the button of the student you wish to be your Team Captain.
How do I delete a team member?

A coach can easily delete a team member:

  1. Log in
  2. Go to My Teams
  3. Click “inspect/edit”
  4. Click on “Team Players” and a list of students will appear
  5. Click “remove player” for the student record you wish to delete
How do I delete a team?

Coaches may not delete teams. If you wish to delete (or rename) a team, please contact LifeSmarts staff who can do this for you.

Where can coaches find players’ scores?

Coaches can see student and team scores:

  1. Login
  2. Click on the “Coaches” tab
  3. Click the “Competitions” tab
  4. Click on “Competition Quizzes” to see practice scores and competition scores for each student

Coaches can also see players’ scores in other events as well, click the corresponding tab (i.e. “TeamSmarts”, “FBLA/FCCLA Challenge”, or “Practice Quiz Scores”).

Where are the official quizzes located that affect our team and individual scores?

After the start date for your state (default date of September 14, unless it was changed by your state coordinator or your coach) students will find the quizzes under the “Competitions” tab of the Player’s Corner. Coaches do not see competition quizzes, but they can track student scores.

What happened to the FBLA-NLC teams from last year?

They’re still here, only the name has changed: the old FBLA-NLC teams are now called just “FBLA”. The “old FBLA” (not NLC) teams were a special type of Varsity team, and this year we’ve streamlined them with the other Varsity teams.

There are two things the new “FBLA” teams can do: participate in the monthly FBLA TeamSmarts quizzes, and qualify for the FBLA National Leadership Conference in the summer.

“Varsity” teams are open to everyone, including FBLA chapters. Varsity players qualify through online quizzes before advancing to state competitions, which lead to the National LifeSmarts Championship in April.

Players may compete on both FBLA and Varsity teams.

How many students make up a team?

This depends on the type of team you wish to create:

FBLA teams: exactly 2 (1 captain + 1 player)

FCCLA teams: exactly 5 (1 captain + 4 players)

Varsity and JV teams: at least 4 (1 captain + at least 3 more players), but there is no maximum number of players. For in-person Varsity and JV competitions, teams are made up of 4 students and are allowed 1 alternate player.

Do I have to complete all rounds of the competition at one time?

No. After completing each quiz, you will have the option to review your answers and immediately begin the next quiz, or save it and complete it later. You must complete all 5 category quizzes and the Capstone quiz before the closing deadline to be eligible to compete in person.

How many rounds are there in the online competition?

In addition to the pre-test, there are 6 rounds to the online competition: Environment, Personal Finance, Health & Safety, Consumer Rights, Technology, followed by the Capstone quiz. Each quiz has 20 questions.

Tell me more about the daily quiz:

The Daily Quiz topics rotate. You do not need to register to take the Daily Quizzes. You may take any number of Daily Quizzes per day. These are practice tools and do not count toward your score.

How are scores calculated?
In the online game, players receive a score for each 20-question competition quiz they complete. Each student must complete all five category quizzes plus the capstone quiz to achieve a cumulative score. To qualify for your state competition, your team must have one of the highest composite scores. If you have at least four players who complete all quizzes, and you are a top-scoring team within your state, you will be eligible to create a team to compete at an in-person competition.
How are composite scores determined?

Composite scores are determined by averaging the top four players’ scores.

Can a player compete on multiple teams?

A player may compete on one Varsity or JV team, plus one FBLA and one FCCLA team.

How do I check my team’s status?

Log in to the Coach’s Corner.

What is TeamSmarts?

TeamSmarts is a 100-question test, used as a team study tool with various competitions throughout the year.

More information about TeamSmarts is available here.

pathgoal

Education: Free materials for classrooms or clubs
Service: Educate others in your school and community
Leadership: Integrate with existing club programs

pathwaysteam

players

Where can I find the Capstone Quiz?

The Capstone quiz can be found in the “My Quizzes” section of the Player’s Corner. Since it is a post-test it is only available once the player has completed all five Category Quizzes.

If the Capstone Quiz does not appear in the “My Quizzes” area once the Category Quizzes are complete, the player should refresh the page; if it does not appear after 20 minutes, the player should log out and log back in.

If the Capstone Quiz still does not appear, contact support for assistance.

What is the Capstone Quiz?

The Capstone quiz is LifeSmarts’ online post-test. Players must complete the Capstone Quiz before online competition closes in order to be eligible for in-person competitions.

The Capstone quiz consists of 20 multiple-choice questions randomly selected from the five categories. The scores from each Category Quiz and the Capstone Quiz (six quizzes in total) are combined to determine a player’s final score.

How do players register?

Players go to the LifeSmarts homepage and click the “Register” tab. Follow the steps to register.

Where can I find more information on LifeSmarts U?

LifeSmarts U information can be found here, under the “Resources” tab on the home page or by clicking on the “LifeSmarts U” button in the Base Camp.

Where are the official quizzes located that affect our team and individual scores?

After the start date for your state (default date of September 14, unless it was changed by your state coordinator or your coach) students will find the quizzes under the “Competitions” tab of the Player’s Corner. Coaches do not see competition quizzes, but they can track student scores.

I forgot my password/username, how do I recover that information?

If you cannot remember your password, click on “log in” and use the “Lost your password” feature to re-set it. If you cannot remember your username, contact LifeSmarts staff. If your email (or other information) has changed, login and click on “Profile” to update your information.

I registered last year. Do I need to register again?

No. Since the 2013-14 program year, registrations have carried over for both coaches and students. If you cannot remember your password, click on “log in” and use the “Lost your password” feature to re-set it. If you cannot remember your username, contact LifeSmarts staff. If your email (or other information) has changed, login and click on “Profile” to update your information.

Do I have to complete all rounds of the competition at one time?

No. After completing each quiz, you will have the option to review your answers and immediately begin the next quiz, or save it and complete it later. You must complete all 5 category quizzes and the Capstone quiz before the closing deadline to be eligible to compete in person.

Do I have to register to play the game?

Yes, you must register to compete in the LifeSmarts online competition.

I participated in LifeSmarts last year. Do I have to register again this year?

No. Your registration information is still on file. You can access your account with the same username and password as you did last year.

Do I have to register to take the practice quizzes?

Yes, you may take the quizzes once you have logged in.

Tell me more about the daily quiz:

The Daily Quiz topics rotate. You do not need to register to take the Daily Quizzes. You may take any number of Daily Quizzes per day. These are practice tools and do not count toward your score.

I don’t have an adult coach, but I know an adult who is interested in becoming a coach. What should I do?

Although most coaches are educators, it is not a requirement. If you know an adult who is interested in becoming a LifeSmarts coach, please direct them to the Coaches Home Page.

What is the difference between Varsity and Junior Varsity LifeSmarts?

The Junior Varsity program is for 6th-8th grade students. The Varsity program is for 9th-12th grade students.

May I compete in LifeSmarts if I am being homeschooled?

Yes, homeschooled students in 6th-12th grade may compete in LifeSmarts.

I lost my username and/or password. How do I retrieve it?

Visit the Login page and click on “Lost Your Password?” below the main login box. You can then enter your username or password (if you have lost your username) and you will then receive an email with a link and instructions to reset your password.

 

Is there any advance information available about LifeSmarts Nationals?

The National Consumers League hosts the annual LifeSmarts National Championship in a major city each spring. Please check here for current information.

What are the rules?

LifeSmarts competition rules can be found in the LifeSmarts Coach’s Guide.

Registering

I don’t want my players taking competition quizzes until a certain date. Can coaches set their own start date?

Yes. Coaches have the ability to set a different start date for their players, provided it is after the date set by the state coordinator. Check your state’s page for the specific testing window open to players in your state.

To set a later start date for your teams, go to the “Profile” tab of the Coach’s Corner. At the bottom of the profile is a box marked “Coach Competition Start Date”

How do players register?

Players go to the LifeSmarts homepage and click the “Register” tab. Follow the steps to register.

How do I register?

Rather watch our video? Click here to learn how to register as a coach, register as a student, or select a captain for your team.

Everyone registers using the same “register” button in the top right-hand corner of the site. Register once, and in all subsequent visits choose the login button instead. Usernames and passwords carry over from year to year.

When you register you will let us know if you are a coach or a student player. You will create your own username and password which you will use to login on future visits, provide contact and demographics information, complete a “captcha” and click, “Register with LifeSmarts.”

Use the login button to get to your coach or student page.

I would like to be a coach and start my own team, how do I begin that process?

Great! Prospective coaches should go to the LifeSmarts homepage and click the “Register” tab. Follow the steps to register.

Next, set up your teams and have students begin registering.

I forgot my password/username, how do I recover that information?

If you cannot remember your password, click on “log in” and use the “Lost your password” feature to re-set it. If you cannot remember your username, contact LifeSmarts staff. If your email (or other information) has changed, login and click on “Profile” to update your information.

I registered last year. Do I need to register again?

No. Since the 2013-14 program year, registrations have carried over for both coaches and students. If you cannot remember your password, click on “log in” and use the “Lost your password” feature to re-set it. If you cannot remember your username, contact LifeSmarts staff. If your email (or other information) has changed, login and click on “Profile” to update your information.

Do I have to register to play the game?

Yes, you must register to compete in the LifeSmarts online competition.

I participated in LifeSmarts last year. Do I have to register again this year?

No. Your registration information is still on file. You can access your account with the same username and password as you did last year.

Do I have to register to take the practice quizzes?

Yes, you may take the quizzes once you have logged in.

Can a coach have multiple teams?

Coaches may sign up as many online teams as they wish. However, state coordinators may limit the number of teams that can advance per coach or per school.

Remember: if you sign up just four players as a team, all four players must complete each level of the competition in order to have a chance to compete at the next level.

teamsmarts

How to Register for and Compete in TeamSmarts

Step 1: Coaches register with LifeSmarts and create teams: http://www.lifesmarts.org/lifesmarts-registration/ (On all subsequent visits, use the login)

Step 2: Students register with LifeSmarts and join a team: http://www.lifesmarts.org/lifesmarts-registration/ (On all subsequent visits, use the login)

Step 3: Coach selects a captain for each team. (This student leader will gather teammates and launch the TeamSmarts quiz.)

To select a team captain, the coach should log in, click on “My Teams Page,” then click on “Team Detail” next to the team name. Scroll down, and select the captain from the roster of students registered to that team: http://www.lifesmarts.org/lifesmarts-login/

Step 4: The captain logs in, and finds the monthly TeamSmarts quiz now assigned to the captain under “My Quizzes”: http://www.lifesmarts.org/lifesmarts-login/

Step 5: Captain gathers teammates and together the team takes the TeamSmarts quiz

Step 6: The National Consumers League awards monthly prizes to the top scoring LifeSmarts, FBLA, and FCCLA teams.

Qualification Quizzes: January to May

TeamSmarts is also used for a variety of qualification tests across the country. Most are only open for a two-week period.

STATE QUALIFIER: some states use scores from a special TeamSmarts test to determine which teams advance to the state tournament, others may use it as part of a cumulative scoring system. Some states may not use it at all. Your state coordinator will notify you after the online competition has closed if your state will use TeamSmarts.

STATE TOURNAMENT: in states where there is no coordinator (or the coordinator has opted out of an in-person event), a special TeamSmarts test may be used to determine the state LifeSmarts champion. These tests will occur after the online competition window has closed in January. Coaches will be notified at that time by the national LifeSmarts staff if a TeamSmarts test will serve as the state tournament.

 “WILD CARD” SPOTS AT NATIONALS: two “wild card” spots at the National LifeSmarts Championship are available, one for an FBLA chapter and one for an FCCLA chapter. Chapters must register online as an FBLA or FCCLA team to participate.

– FBLA Challenge: The team with the highest TeamSmarts score will receive a $2500 stipend to represent FBLA at the National LifeSmarts Championship. The challenge is open from January 1st – 29th.

– FCCLA Challenge: The team with the highest TeamSmarts score will receive a $2500 stipend to represent FCCLA at the National LifeSmarts Championship. The challenge is open from January 1st – 29th.

Note: Teams may participate in both the state LifeSmarts tournament and the FBLA/FCCLA TeamSmarts Challenge. If a team wins both their state tournament and TeamSmarts Challenge, the team may decide which one to represent at Nationals. The second-place team in the competition the winners did not choose will be invited to compete on behalf of the state/organization.

FIRST EVENT OF NATIONALS: The state champions and the FBLA/FCCLA “wild card” teams may take another 100-question TeamSmarts quiz as part of the National Championship. When it is used, the scores from this test will form the first points earned at Nationals, and will be posted at the registration desk when teams arrive.

Monthly Quizzes: August to January

This is a great practice tool for a team of students to use together. Each month from September through January, teams are asked 100 multiple-choice questions focused on one LifeSmarts topic. Competitions are open from the first to the last day of each month (unless specified otherwise).

 

August: All topics (open year-round to all players)

September: Health and Safety 

October: Personal Finance 

November: Consumer Rights

December: Technology

January: Environment

 

Each month, the team with the highest score wins a $100 cash prize. There are separate prizes specifically for FBLA and FCCLA teams, the teams with the highest scores in each organization will earn $100 for their local chapter. (Chapters must register online as an FBLA or FCCLA team to be eligible.) Teams cannot register for both the standard Varsity competition and an FBLA/FCCLA team.

TSResults

October 2017: Personal Finance

Varsity Winners

Junior Varsity Winners

4-H Winners

FBLA Winners

FCCLA Winners

1st Dallas HS, Pennsylvania* Trailridge MS, Kansas* Liberty County 4-H Georgia Champaign Central HS, Illinois Blair Oaks HS, Missouri
2nd Nickerson HS, Kansas Blair Oaks MS, Missouri Divide County High School, North Dakota Clark HS, North Dakota
3rd Barrington HS, Rhode Island Paxon School for Advanced Studies, Florida George C Marshall HS, Virginia Blair Oaks HS, Missouri
4th Milton HS, Massachusetts Trailridge MS, Kansas Pine Grove Area HS, Pennsylvania Broken Bow HS, Oklahoma
5th  Flagstaff Home Educators, Arizona Iola MS, Missouri Pine Grove Area HS, Pennsylvania Woodrow Wilson HS, Virginia
September 2017: Health and Safety

Varsity Winners

Junior Varsity Winners

4-H Winners

FBLA Winners

FCCLA Winners

1st Dallas HS, Pennsylvania Trailridge MS, Kansas Douglas Co. 4-H, Georgia Buffalo HS, Wyoming Macon CTE Center, Missouri
2nd Milton HS, Massachusetts Linn MS, Missouri Henrico Co. 4-H, Virginia Pine Grove Area HS, Pennsylvania Fouke HS, Arkansas
3rd Jamestown HS, North Dakota Trailridge MS, Kansas Liberty Co. 4-H, Georgia Pine Grove Area HS, Pennsylvania Blair Oaks HS, Missouri
4th Westfield HS, Wisconsin Blair Oaks MS, Missouri Pine Grove Area HS, Pennsylvania Keytesville HS, Missouri
5th Palmer HS, Massachusetts Henrico Co. 4-H, Virginia Pine Grove Area HS, Pennsylvania Montgomery Co. HS, Missouri
January 2017: Environment
  Varsity Winners FCCLA Winners FBLA Winners
1st Dallas, Pennsylvania *
Dolphin Gangsterz, Texas *
ARB, California *
2nd Flagstaff Altitude 2.0, Arizona
Falcons 16, Missouri *
Nickerson FBLA, Kansas *
3rd Paxon Gold, Florida
Clark FCCLA, South Dakota
MTHS Sharks, New Jersey
4th Statesmen Savages, Virginia
Selah FCCLA, Washington
The Final Two, Missouri
5th Turtles, Connecticut
Eagle Spirit, Missouri
FBLA Golden Eagles, Missouri
December 2016: Technology

  Varsity Winners FCCLA Winners FBLA Winners
1st Statesmen Savages, Virginia
Falcons16, Missouri
NHS FBLA, Kansas
2nd Paxon Gold, Florida BG FCCLA Elite, Texas
Winners (Acadiana High), Louisiana
3rd Dallas, Pennsylvania
FCCLA Tiger Pack, Missouri
MTHS Sharks, New Jersey
4th Palmer High School Panthers, Massachusetts Shallowater MARR, Texas
Buffalo LIFE20, Wyoming
5th BHS1, Rhode Island
Fillie Intelligence, Texas
Buffalo LIFE30, Wyoming
November 2016: Consumer Rights
  Varsity Winners FCCLA Winners FBLA Winners
1st BHS1, Rhode Island
Falcons16, Missouri *
PHSFBLAWagnerLitvak, Florida *
2nd Paxon Gold, Florida FCCLA Tiger Pack, Missouri *
The Shockwaves, California
3rd Dallas, Pennsylvania
Dolphin Gangsterz, Texas Winners (Acadiana High), Louisiana
4th Palmer High School Panthers, Massachusetts Shallowater MARR, Texas
The Cereal Killers, California
5th Blazers1, Kansas WWHS FCCLA T1, Virginia
Grundy County High School, Tennessee
October 2016: Personal Finance
  Varsity Winners FCCLA Winners FBLA Winners
1st JAR, California *
FCCLA Tiger Pack, Missouri RohanVineet, California *
2nd Blazers1, Kansas
Falcons16, Missouri
PHSFBLAWagnerLitvak, Florida
3rd Dallas, Pennsylvania
La Plata Bulldogs FCCLA, Missouri UDHS_FengLee, Pennsylvania PGA7, Pennsylvania
4th Paxon Gold, Florida
Clark FCCLA, South Dakota
FBLA (Syracuse High), Utah
5th Palmer High School Panthers, Massachusetts
Selah FCCLA, Washington
BuffaloLIFE20, Wyoming
September 2016: Health and Safety
  Varsity Winners FCCLA Winners FBLA Winners
1st Dallas, Pennsylvania
Meadville CFL, Missouri RohanVineet, California
2nd Blazers1, Kansas
Falcons16, Missouri
UDHS_FengLee, Pennsylvania
3rd Palmer High School Panthers, Massachusetts
Meadville 5th Hour, Missouri PGA7, Pennsylvania
4th Flagstaff Altitude 2.0, Arizona FCCLA Tiger Pack, Missouri
BuffaloLIFE20, Wyoming
5th BHS 1, Rhode Island La Plata Bulldogs FCCLA, Missouri
PGA3, Pennsylvania
January 2016: Environment
  Varsity Winners FCCLA Winners FBLA Winners
1st Dallas, Pennsylvania *
CFLEagles , Missouri *
Nickerson FBLA, Kansas *
2nd Altitude, Arizona
Falcons16, Missouri *
BacktoMax, New Jersey *
3rd KS Regionals, Kansas
BRF HS, Wisconsin
MCA FBLA Council, New Jersey *
4th Paxon SAS, Florida
FCCLA Hawks, New Jersey
MCA KRAAY, New Jersey *
5th Coffee County, Tennessee
Selah Viking FCCLA, Washington
Landstown FBLA, Virginia
December 2015: Technology
  Varsity Winners FCCLA Winners FBLA Winners
1st BHS Team 2, Rhode Island *
FCCLA Tiger Pack, Missouri
BHS FBLA 2, Rhode Island *
2nd Dallas, Pennsylvania *
FCCLA Hawks, New Jersey
TeamSmartest, New Jersey *
3rd Paxon SAS, Florida
Falcons13, Missouri MCA FBLA Council, New Jersey *
4th Statesmen Savages, Virginia
Woodrow Wilson High School, Virginia
MCA Hawks Fly High, New Jersey *
5th Paxon Blue, Florida
15-16 Wildcat FCCLA, Missouri
Devils Red, Florida
November 2015: Consumer Rights
  Varsity Winners FCCLA Winners FBLA Winners
1st Dallas, Pennsylvania *
Chef Gus 7, Texas
MCA FBLA Council, New Jersey
2nd BHS 1, Rhode Island Human Developers 3, Texas MCA: New Jersey Patriots, New Jersey
3rd Paxon SAS, Florida
Falcons13, Missouri Herriman Team 4, Utah
4th Nickerson ELP, Kansas
FCCLA Hawks, New Jersey
Flaming Unicorns, Missouri
5th Altitude, Arizona East Central High School FCCLA, Indiana
2015-16 WCHS FBLA 1, North Carolina
October 2015: Personal Finance
  Varsity Winners FCCLA Winners FBLA Winners
1st Dallas, Pennsylvania CFL Eagles, Missouri *
Sunny Side Gummi Bears, Missouri
2nd Paxon SAS, Florida
Falcons 13, Missouri PGFBLA1, Pennsylvania
3rd Soaring Eagles, Missouri
HHHS Knights, Texas
Worst Team Ever, Missouri
4th Nickerson ELP, Kansas
Chef Gus 7, Texas
Buffalo HS2, Missouri
5th TopperSmarts, New Hampshire Selah Viking FCCLA, Washington
MCA Smartans, New Jersey
September 2015: Health & Safety
  Varsity Winners FCCLA Winners FBLA Winners
1st Nickerson ELP, Kansas
CFLEagles, Missouri PGFBLA1, Pennsylvania
2nd Dallas, Pennsylvania Worker Bees 5, Texas PGFBLA9, Pennsylvania
3rd PGATeam2, Pennsylvania Falcons13, Missouri Wildcats FBLA, Missouri
4th Purple and White, Missouri NRH RHS 6th Period, Texas PGFBLA5, Pennsylvania
5th BHS 1, Rhode Island NRH RHS 2nd Period, Texas PGFBLA11, Pennsylvania

 

January 2015: Environment
  Varsity Winners FCCLA Winners FBLA Winners
1st AOIT I, Hawaii CFLEagles, Missouri BuffaloLifeFBLA#2, Wyoming
2nd Haven, Kansas CS 4Babies, Texas NHHS FBLA, Kansas
3rd Dallas, Pennsylvania Human Developers 3, Texas Ft Zumwalt South Bulldogs, Missouri
4th Golden Eagles, Missouri FCCLA Tiger Pack, Missouri Vitalik, Arizona
5th Nickerson ELP, Kansas Razzle Dazzle Brazelton 2, Texas Frogbla2, Arizona
December 2014: Technology
  Varsity Winners FCCLA Winners FBLA Winners
1st RHS-6th Hour, Missouri FCCLA Tiger Pack, Missouri Vitalik, Arizona
2nd Regit Power, Missouri Human Developers 3, Texas The Big Herm, Missouri
3rd Dallas, Pennsylvania CS 4Babies, Texas Statesmen ANs, Virginia
4th Coffee County, Tennessee Chef Remy 5, Texas Ft. Zumwalt South Bulldogs, Missouri
5th Paxon SAS, Florida Chef Gus 7, Texas Monarchs6, Kansas
November 2014: Consumer Rights
  Varsity Winners FCCLA Winners FBLA Winners
1st Dallas, Pennsylvania FCCLA Tiger Pack, Missouri Grizzlies2, California
2nd Regit Power, Missouri Falcons13, Missouri Mundelein-Corbin and Dahlinger, Illinois
3rd BHS 1, Rhode Island CFLEagles, Missouri Statesmen ANs, Virginia
4th After School Group, North Dakota Fatima FCCLA, Missouri Ft. Zumwalt South Bulldogs, Missouri
5th RHS-6th Hour, Missouri ECP Professions, Missouri Dundy County Stratton 1, Nebraska
October 2014: Personal Finance
  Varsity Winners FCCLA Winners FBLA Winners
1st RHS-6th Hour, Missouri Seymour FCCLA, Missouri STA Stars, Missouri
2nd Haven, Kansas FCCLA Tiger Pack, Missouri Statesmen ANs, Virginia
3rd Nickerson ELP, Kansas Fatima FCCLA, Missouri Mundelein-Frumpkin and Huston, Illinois
4th After School Group, North Dakota Falcons13, Missouri The Big Herm, Missouri
5th Dallas, Pennsylvania CFLEagles, Missouri Zane74, Missouri
September 2014: Health & Safety
  Varsity Winners FCCLA Winners FBLA Winners
1st Regit Power, Missouri FCCLA Tiger Pack, Missouri Buffalo FBLA3, Wyoming
2nd Buffalo LIFE #15, Wyoming Falcons 13, Missouri Statesmen ANS, Virginia
3rd Nickerson ELP, Kansas CFLEagles, Missouri Buffalo FBLA4, Wyoming
4th Dallas, Pennsylvania Lex La-Ray FCCLA, Missouri McKinley FBLA 1, District of Columbia
5th After School Group, North Dakota Dinosaurs, Missouri Kamee AlexF Buffalo, Wyoming

wordofday

Definition

The idea that the buyer alone is responsible for checking the quality and suitability of goods before a purchase is made; Latin for “let the buyer beware”

Question

In the law, which Latin term means “let him beware?”

Submit Your Answer
Learn More

 

http://legal-dictionary.thefreedictionary.com/caveat+emptor

 

Yesterday’s Q & A

Q: These plain label products do not have a brand name and are known as:

A: Generic

writing

I’m ready to write LifeSmarts questions. How do I get started?
  1. Decide which type of questions you want to write, and download the corresponding template below.
  2. Review the categories/subtopics and the “Need to Know” list
  3. Review the basic guidelines to writing LifeSmarts questions
  4. Find the resource(s) you plan to cite your questions from
  5. Use the template (downloaded in Step 1) to write your question(s)
  6. When finished: “Save as” your completed template by adding “_CATEGORY_LASTNAME_MONTH.DAY” to the end of the document title. Example: “LSMultiple_Tech_Woods_05.31″
  7. Upload completed templates to the “Upload Question Templates” form